Personal loans by score range

Pick your score band to see lenders with transparent APR ranges and realistic approval criteria for that profile.

How to use score bands well

Score bands are directional, not guarantees. Confirm fee structure, repayment fit, and underwriting expectations before submitting any application.

Expect higher APR bands and tighter approval criteria. Co-borrower options and credit unions deserve a careful look before applying.

Compare lenders with transparent APR ranges, optional origination fees, and clear repayment-term flexibility.

Many lenders offer competitive rates here. Focus on total repayment cost rather than monthly payment alone.

You can push for the lowest published APRs and shorter terms; verify origination structure and prepayment terms.