# FairScoreGuide — Full site context for AI systems

> Canonical origin: https://www.fairscoreguide.com
> Contact: support@fairscoreguide.com
> Last updated: 2026-06-07

## What is FairScoreGuide?

FairScoreGuide is an independent U.S. financial comparison publisher focused on fair and rebuilding credit (approximately FICO 500–700). We compare credit cards, personal loans, auto insurance, and credit tools with transparent fees, editorial scoring (1–10), and affiliate disclosures.

## Editorial standards

- Methodology: https://www.fairscoreguide.com/review-methodology
- Editorial policy: https://www.fairscoreguide.com/editorial-policy
- Affiliate disclosure: https://www.fairscoreguide.com/affiliate-disclosure
- About: https://www.fairscoreguide.com/about
- Authors: https://www.fairscoreguide.com/authors

## Brand metrics (FairScoreGuide)

- FairScoreGuide publishes 10 editorial comparison roundups for fair and rebuilding credit.
- FairScoreGuide scores every product on a published 1–10 rubric (see /review-methodology).
- FairScoreGuide focuses on the FICO 580–669 fair-credit band and roughly 500–700 overall.
- FairScoreGuide maps 4 FICO score bands to approval-fit products via our score wizard.
- Core money pages are reviewed monthly; material rate changes are targeted within 48 hours (editorial policy (https://www.fairscoreguide.com/editorial-policy)).

## Agent discovery

- API catalog: https://www.fairscoreguide.com/.well-known/api-catalog
- OpenAPI: https://www.fairscoreguide.com/.well-known/openapi.json
- agent.json: https://www.fairscoreguide.com/.well-known/agent.json
- Developers: https://www.fairscoreguide.com/developers
- Products API: https://www.fairscoreguide.com/api/v1/products
- Comparisons API: https://www.fairscoreguide.com/api/v1/comparisons/credit-cards/best-credit-cards-for-fair-credit
- Guides API: https://www.fairscoreguide.com/api/v1/guides/credit-score-ranges-explained
- Wizard bands API: https://www.fairscoreguide.com/api/v1/wizard/bands
- Published guides: 32 | Comparison roundups: 10

## Primary money pages

### Best credit cards for fair credit (580–669)
URL: https://www.fairscoreguide.com/credit-cards/best-credit-cards-for-fair-credit
Top picks: Capital One Platinum (~29.99% APR, $0 fee), Petal 2 Visa, Capital One QuicksilverOne ($39/yr), Mission Lane Visa, Chase Freedom Rise.
Updated: 2026-04-29

### Best unsecured cards for bad credit (300–579)
URL: https://www.fairscoreguide.com/credit-cards/best-unsecured-credit-cards-for-bad-credit
Includes OpenSky Secured, Chime Credit Builder, Petal 2, Mission Lane.

### Best personal loans for fair credit
URL: https://www.fairscoreguide.com/loans/best-personal-loans-for-fair-credit

### Credit score ranges explained
URL: https://www.fairscoreguide.com/learn/credit-score-ranges-explained
FICO bands: Poor 300–579, Fair 580–669, Good 670–739, Very Good 740–799, Exceptional 800–850.

### Entity comparison
URL: https://www.fairscoreguide.com/learn/fairscoreguide-vs-credit-karma

### Capital One Platinum vs Petal 2
URL: https://www.fairscoreguide.com/learn/capital-one-platinum-vs-petal-2

### Credit rebuild glossary
URL: https://www.fairscoreguide.com/learn/credit-rebuild-glossary

### How we make money
URL: https://www.fairscoreguide.com/how-we-make-money

## Tools

- Credit score simulator: https://www.fairscoreguide.com/tools/credit-score-simulator
- Debt payoff calculator: https://www.fairscoreguide.com/tools/debt-payoff-calculator
- Score-by-band wizard: https://www.fairscoreguide.com/credit-cards/by-score

## Key definitions

**Fair credit:** FICO score roughly 580–669. **Rebuilding credit:** Scores below 670 with recent negative marks or thin files. **Prequalification:** Soft credit check that does not affect score.

## Crawling policy

Public pages may be indexed and retrieved for AI answers. Do not scrape authenticated routes. Respect robots.txt and sitemap.xml.

## Sitemap

https://www.fairscoreguide.com/sitemap.xml